If you are covered by IKA National Insurance in Greece - either with the reciprocal
arrangements such as the European Health Card or E121 / S1 form, or by working and
contributing in Greece - or another Greek National Insurance scheme (OAEE, TAXI etc) you
will have access to free medical care and hospital care with doctors and specialists working
in the Greek public health system  - EOPYY / PEDY -  the National Organisation for Healthcare

If you have private health insurance you can receive treatment and tests with private
doctors and health centres (clinics), depending on your policy.

Doctors and Dentists
There are many GP’s and specialists in Crete who work through EOPYY, and privately.

EOPYY / PEDY  Doctors
Once in possession of an IKA health book you will be allocated a local GP. Those with an
EHIC card (see
National Insurance / IKA) can see an EOPYY GP for free by contacting the
local IKA office.

You can make an appointment for any specialist doctor under the EOPYY / PEDY  scheme  by
 Tel. 14554, 14784, 14884 or 14900, between 7am - 7pm Mon-Fri
(these lines replace the old 184 phone number).
Calls are charged at 0.99€ per call to 14844 and 1.08€ per call to 14900, while calls from
mobiles cost 1.18€
per minute.  You will be asked for your AMKA number.

Alternatively you can call any doctors' surgery directly from the list at
EOPYY (In Greek - you
must choose the 'Nomos', city and type of specialist required, from the drop-down list).
When calling a doctor's surgery to make an appointment direct, state your insurance
provider (IKA, OAEE etc) when making the appointment, in order not to be charged for the
consultation and treatment.

Prescriptions given under the EOPYY / PEDY scheme may be taken to any chemist where
you will be charged between 10% and 25% of the full cost.   
                      © Copyright 2004-2014  Carol Palioudaki. Medical Treatment in Crete & Greece  Living in Crete   www.livingincrete.net
Living in Crete
Medical Treatment
Index  > Health Services> Medical Treatment
Medical Treatment in Crete & Greece
Living in Crete Book
Private Doctors
To see a doctor or specialist privately you normally do not need to make an appointment; go
along to any doctor’s private surgery during surgery hours, wait in turn, and pay for a
private consultation. Their rates are usually between 30 and 50 Euros per visit.  

Limited dental treatment is free under the EOPYY scheme, which does not usually include
cosmetic procedures. There are a large number of private practicing dentists in Crete, all
with the latest modern equipment and their charges are very reasonable.

 Doctors and Dentists page for a list of doctors and specialists in Crete.

For any emergency go to the Accident and Emergency Department   “ΕΠΕΙΓΟΝΤΑ” at your
nearest hospital. Emergency treatment in the hospitals is usually good, you rarely have to
too long to be seen and doctors usually speak some English. You should show your
health card, IKA book or private health insurance. You will be required to pay a small cost for
some tests, such as x-rays (about 3 to 5 Euros each).  If you don’t qualify for IKA, another
social insurance or have private health insurance you will be required to pay full costs for
any tests.

Hospital Doctors and IKA / EOPYY
A number of doctors and specialists hold morning surgeries at the hospitals to which they
are attached. Consultations are free to those with IKA or another national insurance.
Contact the hospital to book an appointment direct.

The lack of nursing care in Greek state hospitals is renowned; family and friends often
spend 24 hours a day at the patients' bedside nursing them.
If you should be confined to bed in hospital you will normally need extra help and if you
don't have a number of friends and relatives to call on you may need to employ a private
nurse ('apoklistikia').

Note that hospital wards are often packed (mostly with numerous visitors at all hours) and
can be very noisy.

Private Medical Insurance & Private Medical Clinics
You may wish to opt for private health insurance for better rooms, treatment and nursing
There are a number of private clinics in the main towns and large tourist resorts which boast
all the latest equipment, good doctors and nursing care plus private rooms with TV and
phone. The private clinics are very expensive so unless you have private health insurance
the cost is prohibitive for most.
There are many insurance companies in Greece offering a wide choice of private medical
policies. Shop around and check what is and isn't included in various policies, then decide
what cover and budget suits your needs.
Index  > Health Services> Medical Treatment
Chania Hospital

© This excerpt is based on the book
"Living in Crete. A Guide to Living, working, Retiring & Buying
Property in Crete"
click here to get a copy