Copyright © 2004-2019  All rights reserved.  Carol Palioudaki      Living in Crete
Living in Crete
Living - Driving in Crete
Driving in Greece     Greek Highway Code      Road Tax Sima      MOT / KTEO / IKTEO     Drivers Licence for Non Greeks   


Driving in Crete & Greece

Car & Driver Documents For Driving in Greece
You should always carry your drivers licence, car insurance certificate and registration documents with you in the car. If you are
stopped by the police while driving and you do not have these with you, you can be fined.

Driving Licence

If you are a holder of a valid driving license from one European Union country and are resident in another:-

Driving licence renewal and exchange
You can have only one EU driving licence at any one time. This licence is issued by the authorities of the EU country where you
usually live.

If you move to another EU country and your driving licence is lost, stolen, damaged or expired, you should renew, replace or
exchange it in the country where you usually live.

Exchanging your licence
If you change your residence to another EU country the UK gov says 'If you no longer live in the UK, you must exchange your
license. It is an offence as explained on the DVLA part of the Gov.UK  web site.'

Exchange your licence for an equivalent one in your new country of residence.

You will have to prove that you are a resident of that country and that you meet the conditions for having a driving licence (e.g.
you have reached the minimum age, your state of health permits you to drive, etc.).

Before the authorities exchange your driving licence, they will contact the authorities in your previous country of residence to
check that your driving licence has not been restricted, suspended or withdrawn.

Once you exchange your original driving licence for a local one, you will be subject to that country's rules (e.g. on validity periods
and medical checks).

Converting or Renewing a valid driving licence issued by a EU Member State into the corresponding Greek

All applicants are required to produce a Registration Certificate or Permanent Residence Certificate which must
have been issued at least 185 days beforehand.

1) For those aged UNDER 65yrs

- Photocopy of passport
- Photocopy of
registration or residence certificate. (issued at least 185 days beforehand ).
- Photocopy of current Driving Licence. If you have the old paper licence and no pink card you may need to get the paper licence
- Copy of your AFM (tax number) - not just the number but an official copy showing your AFM. You can get an AMKA copy from
KEP which has your AFM number on and this is acceptable.
5) 1 photograph
6) e-paravolo (fee) of 30 euros.

Licences are valid to age 65 yrs.

2) For those age 65 to 73 yrs

In addition to the above documents (1) you need:-

- two additional photos (total of 3)
-  two medical reports - one from a pathologos (GP) and one frοm an ophthalmologist.
-  e-paravolo : Renewal fee  50€, issuing fee 30€, doctors’ fees 10€+ 10€. Total 118,00 €.

Licenses are vaild for 3 years.

3) For those aged 74 yrs  to 79 yrs
As (2) above – with the addition that a driving test must be taken. Currently (January 2019) there is a backlog with tests so the
government have given a 3/4 month extension for those needing to take the test. In the meantime you need to get a Certificate of
temporary extension form the licencing authority.

Licenses are valid for 3 years.

4) For those aged 80 years.
As (2) and (3) above, with additional health checks.

Get a form from KEP for the fees (e-paravola) and pay these at any Greek bank or Greek online banking.
Over 65’s also need to get a form from KEP for participating doctors and then book an appointment for the medical tests. One
photograph needs to be attached to each medical form.

KEP can also issue an AMKA statement with AFm (tax number ) on it if required.

Take all the completed documentation & bank receipts to the licencing centre.
Your application will be processed in around 30 days. Meanwhile you keep your pink card National Driving Licence until the
Greek one is ready, when you exchange on the day.  If you have an old paper licence, this will usually be kept by the Greek
licencing authority on your application, but they will issue you with a certificate in return,  with which you can continue to drive.

Converting a valid driving licence from USA Canada Australia Japan South Africa and South Korea into the
corresponding Greek licence
 see here

Vehicle Tax /Road Tax / Tax Disc  Σήμα (Sima) / Τέλη Κυκλοφορίας
Car tax in Greece is payable yearly, with a December 31 deadline for the following year.
Since 2014 authorities no longer issue tax disc stickers, instead all data will be logged electronically; vehicle owners will pay by
downloading an online application at
TAXISnet and taking this to a post office, bank or tax office to pay, or they can pay online
via web banking.
A graphic guide on how to pay can be found on
this link supplied by Stavros Tsichlis of
There are fines for late payment.

Vehicle Tax rates 2018  (same as 2017)

51 cc to 300 cc 22 euros
301 cc to 758 cc 55 euros
786 cc to 1,071 cc 120 euros
1,072 cc to 1,357 cc 135 euros
1,358 cc to 1,548 cc 225 euros
1,549 cc to 1,738 cc 250 euros
1,739 cc to 1,928 cc 280 euros
1,929 cc to 2,357 cc 615 euros
2,358 cc to 3,000 cc 820 euros
3,001 cc to 4,000 cc 1,025 euros
4,001 cc and above 1,230 euros

There is also an Emissions (gr. CO2 / km.) fees in € / g. CO2 for emissions over 100gr/KM
To see how much you will pay should find CO2 emissions and multiply the grams emitted by your car. The cost per gram is
between 1€ to 2.80€ .

The technical control of the different vehicle categories in Greece is now performed by both public and private VTCCs (Vehicle
Technical Control Centers) or KTEO  and IKTEO centres.

Cars more than 4 years old require a KTEO (Vehicle Technical Control) certificate, similar to an M.O.T, which must be renewed
every 2 years. The test can be carried out at KTEO test centres run by the Ministry of Transport – there is one in each
prefecture – or at any private test centre, IKTEO (Idiotiko KTEO), of which there are many.

The cost of the KTEO control is approximately 40 to 50 Euros, plus the cost of any work that your vehicle requires. Any work
which needs to be carried out can be done at a garage of your choice, but must be completed and the vehicle returned for the
test, within 20 days.

Further information on KTEO at the
Greek Ministry of Transport Website in English

List of  Government KTEO (VTC) Centres in Greece  

Car Insurance
What to look out for when you buy car insurance in Greece
by Stavros Tsichlis, Insurance Advisor

According to Bank of Greece’s website ( there are more than 100 insurance companies operating in
Greece at the moment. This means that a company might be legally registered in Greece but might not have the know-how or
financial capabilities to support its customers.

This became apparent after the suspension of Evima insurance and Diethnis Enosi insurance this year leaving thousands of
customers without insurance cover. Bank of Greece has intensified checks on insurance companies and there may be more to
be suspended soon.

So when you look out for insurance in Greece do not only base your decision on premiums, as a cheap premium might mean that
the company is trying to attract customers in order to compensate for its poor financial performance. Instead, look for reputable
companies that will give you value for money, big organisations or International firms who also operate in Greece.

Below are some points to take into consideration:

1) What is the company’s financial record? What is the agreed timeframe for a claim to be handled? What is the solvency margin
of the firm you are about to sign up to? You insurance advisor should be able to answer the above questions.

2) Road Assistance service: Do you have cover only after an accident or for any reason that the car is immobilised? (e.g. out of
petrol, flat tire, mechanical failure etc). Ask your insurance advisor.

3) Green Card: Is it issued for free or there is an extra premium in order to get it?

4) Is the commercial value of your vehicle reflected in your plan? Your contract should be revised each term in order to reflect
the correct commercial value of your vehicle! Otherwise you might end up paying a higher premium for a value that will not be
reflected in a compensation.

5) Is your advisor / company accessible at all times? Is there a 24-hour help line when your advisor is not able to pick up the

6) Do you have cover against un-insured drivers in your plan? (Even in the most basic plan). Unfortunately due to economic
conditions Greeks cut back on their expenses and there are more than one million vehicles in Greece without cover at the
moment! And remember this: A drunk driver is considered a driver with no insurance cover by the Greek insurance firms.

Stavros Tsichlis, Insurance Advisor, Crete.

The Greek Highway Code and Fines
Police road blocks are fairly common, especially on certain stretches of the National Road, and the ‘traffic’ police can stop any
car they choose, without reason.

It is compulsory to wear seat belts and, if riding a motorcycle, a helmet.
The fact that many locals take little notice of this law does not mean that they don’t get fined (while puttng their lives at risk) for
not following the rules if they get stopped by the police. Be warned!  Fines are steep - 700 euros. That's more than a whole
month's wages in Crete based on a low-average income.

There are speed traps and regular breathalyzing (known locally as the ‘alko test’) on the main roads, with heavy fines and
penalty points on your licence for driving offences. If you are caught driving while heavily under the influence of alcohol you can
be arrested on the spot, and subsequently lose your licence.

Traffic in Crete village
Driving in Crete
UK Government guidance
Holders of UK driving licences who are resident in an EU country should exchange their UK licences for a
driving licence from the EU country you are living in before 29 March 2019.