Copyright © 2004-2018  All rights reserved.  Carol Palioudaki      Living in Crete
Living in Crete
Living - About
About Living in Crete

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Cost of Living in Crete 2017

Although the cost of living in Greece has risen over the years, prices have steadied somewhat with the economic crisis of the last six years.
Those who live in Crete can make their euros go further with thrifty shopping. Savings can be made at the large supermarket chains such as
Carrefour and Lidl by buying their own brand goods. Buy local fresh fruit and vegetables only when they are in season, imported goods are
far more expensive, and shop at the local farmers markets, the 'laiki' - every town in Crete has one (ask locally for the location and days of
the laiki in your nearest town).

Basic goods and fuel on the islands, like Crete,  tend to be a little more expensive than on the mainland due to transportation costs.

Taxes  for Greece house owners include the  
property tax (ENFIA) which means
property owners have an added tax burden of around 300 to 500 euros per year on average (amounts vary according to house size and

The overall prices of consumer goods are fairly competitive. Shop around or buy in the sales (mid January to end February and in August),
particularly for larger items such as electrical goods and furniture.

Eating out in Crete is still relatively cheap, particularly away from the main tourist areas and local 'in' places. Village tavernas usually offer
the best value.

Guide to basic costs 2017

Long term rental
Varies depending on location, facilities and age of property. Prices in most areas have fallen slightly due to the economic crisis, and start
from around 250€ per month for an unfurnished one-bedroomed property in a village. A three-bedroomed house or apartment in town is
likely to cost anywhere between 350€ per month (older property and unfurnished) to 600€ + per month (newer property/villa, furnished).

A very general average of around 50€ to 80€ per month for a 2/3 bedroomed property with air con in the summer, electric cooker, water
heater, family of four.  The electricity bill also includes local council taxes (a minimal amount).

Telephone & Internet packages
Landline plus fast broadband Internet packages start from  around 20€ per month - see Vodaphone and OTE

Prices in  2017 average around 1.50€ per litre, across Crete

Going Out

with local wine from 12€ per person. Average 3 course meal with local wine 20€ per person.
Coffee from 1.20€ (cafeneon or fast food place) to 4€ (smart cafe in town/resort)
Beer from  2.00€  (cafeneon or fast food place) to 4€ (smart cafe in town/resort)
Cinema ticket 7€ to 8€

Further details about costs re housing, insurance, pools etc in Crete & Greece can be found on the forum thread (thanks to Brian C):
cost of
living in Greece

Details of food costs etc for Chania, Crete can be found on

Website Information
The information contained in these web pages is based on personal experience and that of other Crete residents, plus research from
government departments.  Rules and regulations change frequently so you are advised to double check with government departments for
any changes. However, you may find that the official line in some cases can vary depending on whom you speak to; literally which particular
police officer or clerk, for example, happens to deal with your case in question. The documents listed on this site should cover most

The information contained in these pages is intended as a guide only.
Individuals should always consult the relevant authorities, a Greek lawyer or accountant about legal and taxation issues
relating to their personal circumstances.

TIP: photocopies of your passport (+ copies of residence certificate, tax return, IKA stamps if you have them)  and a few photographs should
be carried with you on any visit to any government office, then if you are lucky you may get the job done in one or two trips instead of  three
or four!  

Enjoy your stay in Crete.

Carol Palioudakis
About Life in Crete and this Website

Crete is such a beautiful and diverse island, just ten minutes drive from the bustling towns are fabulous beaches, spectacular mountains and
countryside, while the hospitality of the Cretan people is renowned.

It takes time to settle into a foreign country and learn the ropes. Information can be hard to come by, even harder when you have little grasp
of the language when the simplest task can become a nightmare. I have experienced this many times over the years I have spent living in
Greece and had nowhere to turn to for information. Of course it is out there somewhere, but finding it is the hard part and once you have
found it, it’s all Greek!

Cretan culture is unique and can take a little getting used to, while the laid-back Greek lifestyle is not without its frustrations. Bureaucracy,
for example, seems to have been refined into an art form and often requires endless patience.  

This website offers
impartial information and aims to answer many of the basic questions about everyday life in Crete, Cretan culture and
bureaucratic procedures. Some of the information is based on extracts from my book
Living in Crete. A Guide to Living, Working, Retiring & Buying Property in Crete  which pools more than twenty years experience of living and
working in Crete and Greece.

If you are seeking further detailed information the Living in Crete book covers in depth all that you need to know before or after a move or
property purchase.

Whether you are moving to Crete or are already living, working or studying in Crete or Greece this informative guide book will help make
your stay as painless  and trouble-free as possible and can be used time and again as a reference book.
You can purchase a copy of the book
here online

Retiring in Crete

Crete is a popular retirement destination for Greece lovers and many Brits and other Europeans have made the move to retire to live in

The largest of the Greek islands, Crete has much to offer for year-round living. The capital city of the island, Heraklion, has a resident
population of approximately 140,000 people and is the fourth largest city in Greece, while Chania, Crete's second largest town, has a
population of around 55,000. The total population of Crete is around 623,000 inhabitants. This figure swells in the summer when migrant
workers and tourists stay on the island.

There are many beach, mountain and village locations which are a short distance from one of the main towns so that year round living in
Crete is easy and varied.

health care is available in Crete for British and EU pensioners under the EU reciprocal arrangements

Pensioners should be aware that exchange rate fluctuations can affect their income and decisions based on factors today could have a
different outlook in five years time. Consider taking professional financial advice before a move.
December 2017

BREXIT and LIVING IN CRETE -   latest information about how Brexit may affect UK Citizens Living in Greece - CLICK HERE